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Personal Checking Accounts
| Regular Checking |
- $50 Minimum deposit to open
- No monthly maintenance fee
- Unlimited check writing
- Free internet banking and bill payment
- Free VISA Check Card
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| Checking with Interest |
- $50 minimum deposit to open
- Tiered interest rate structure. Simple interest is calculated daily using the ledger balance and credited to your account monthly.
$0.00 - $2,499.99
$2,500 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and above
- $10 monthly maintenance fee. Maintenance fee can be avoided by maintaining a $500 minimum daily ledger balance or $1,000 monthly average ledger balance.
- Unlimited check writing
- Free VISA Check Card
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| Silver Shamrock Checking (age 50 and over) |
- $50 Minimum deposit to open
- Tiered interest rate structure. Simple interest is calculated daily on the ledger balance and credited to your account monthly.
$0.00 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and above
- No monthly maintenance fee
- Unlimited check writing
- Free “Silver Shamrock” checks
- Free internet banking and bill payment
- Free VISA Check Card
- Discount on Safe Deposit Box with automatic payment (when available)
- Free travelers checks
- Free official checks
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| Shamrock Checking |
- $50 Minimum deposit to open
- Tiered interest rate structure. Simple interest is calculated daily on the ledger balance and credited to your account monthly.
$0.00 - $4,999.99
$5,000 - $49,999.99
$50,000 - $99,999.99
$100,000 and above
- $10.00 Monthly maintenance fee. Maintenance fee can be avoided by maintaining a $5,000 minimum daily ledger balance or $15,000 monthly average ledger balance
- A very competitive interest rate will be no less than 85% of the 90 Day Treasury Index and is subject to change the first day of each quarter. (1/1,4/1,7/1,10/1)
- Unlimited check writing
- First order of checks free in selected style
- Free internet banking and bill payment
- Free VISA check card
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