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Personal Checking Accounts

Shamrock Checking     |     Checking with Interest     |     Silver Shamrock Checking 

Shamrock Checking
  • $50 Minimum deposit to open
  • No monthly maintenance fee
  • Unlimited check writing
  • Free internet banking and bill payment
  • Free VISA Debit Card
  • Unlimited ATM transactions at any Shamrock Bank or Publix Presto location

Shamrock Checking with Interest
  • $50 minimum deposit to open
  • Simple interest is calculated daily using the ledger balance and credited to your account monthly.
  • $10 monthly maintenance fee. Maintenance fee can be avoided by maintaining a $500 minimum daily ledger balance or $1,000 monthly average ledger balance.
  • Unlimited check writing
  • Free internet banking and bill payment
  • Free VISA Debit Card
  • Unlimited ATM transactions at any Shamrock Bank or Publix Presto location

Silver Shamrock Checking (age 50 and over)
  • $50 Minimum deposit to open
  • Tiered interest rate structure. Simple interest is calculated daily on the ledger balance and credited to your account monthly.
                  $0.00 - $49,999.99
                  $50,000 and above
  • No monthly maintenance fee
  • Unlimited check writing
  • Free “Silver Shamrock” checks
  • Free internet banking and bill payment
  • Free VISA Debit Card
  • Discount on Safe Deposit Box with automatic payment (when available)
  • Free official checks
  • Unlimited ATM transactions at any Shamrock Bank or Publix Presto location


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